Penny - Track Your Money, Bills, Saving & Spending

Penny - Track Your Money, Bills, Saving & Spending

By Friendly Finances, Inc.

  • Category: Finance
  • Release Date: 2015-06-13
  • Current Version: 2.0.7
  • Adult Rating: 4+
  • File Size: 7.12 MB
  • Developer: Friendly Finances, Inc.
  • Compatibility: Requires iOS 8.0 or later.
Score: 5
From 2,515 Ratings


Chat with Penny to securely track your spending and plan for a better financial future! We’ve tracked millions of transactions and helped hundreds of thousands of people. FEATURES • Explains your spending and income with friendly messages and simple, beautiful graphs. • Shares fun and useful facts, like where you shop most or how much you spend on fast food. • Tracks your upcoming bills and credit card payments and reminds you when they're due. • Notifies you when new transactions arrive. • Sorts your transactions into simple categories, automatically. • Offers friendly suggestions on how to get the most from your money. • Shows all of your transactions and balances in one place. • Warns you when your bank charges you a fee. • Helps you set achievable goals and take steps towards improving your financial health. • Built with bank-grade security by industry veterans. PENNY IN THE MEDIA • TechCrunch: Penny Raises $1.2M in Funding For Its Personal Finance Bot • New York Times: Jamie Dimon Wants to Protect You From Innovative Start-Ups • Forbes: Look Here For A Glimpse At Facebook’s Chatbot Future • TIME: 25 Websites That Will Help You Stick to Your Resolution • Lifehacker: Penny Tracks Your Spending and Walks You Through Your Budget • Product Hunt: A Personal Finance Coach That’s Simpler Than Mint ...and many more! BANK LEVEL SECURITY • We use SSL 256-bit encryption—the same security protocol that banks use. • Access to Penny is protected by TouchID fingerprint authentication. • Nobody, including you, can access your money with Penny. • Penny never stores your bank credentials. • Closing your Penny account deletes all information from our servers, as if you had never signed up. FREE Penny is completely free to use, and we don’t sell your information to anyone! PENNY+ SUBSCRIPTION: Penny offers a premium membership called Penny+. With a Penny+ membership, you can turn on more categories, edit transaction names, refresh your balances whenever you want, and more. Your Penny+ membership will automatically renew at the end of each term and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings. Privacy Policy: Terms of Use: Note: Penny is currently only available in the United States.



  • Even more helpful than I thought it would be!

    By littleshadow14
    Penny has helped me set up a budget and stick to it, as well as have a more accurate way of tracking my spending rather than having to check my statements all the time. Highly recommended!!!
  • Worth it!

    By Geebad92
    Awesome app! Very helpful and reliable!
  • Decent for beginner financial planning

    By Z242146
    Decent interaction and live tracking of finances, helps beginners keep tack of spending and setting goals. Interactive conversations are nice and make the app not feel dry
  • Love it!

    By Tattoov8
    Super helpful app that makes tracking your money easy and fun!
  • Love

    By Elle Berg
    So far so good!
  • Coolest app. I've seen

    By sandman2060
    I love how this app works! Does more than your any average app could. Pretty ingenious platform. I'm glad I tried it.
  • The best money saver app!!!!

    By Mommabear2307
    So it helps me to save money, helps me to realize how much I’m waisting on fast food and last but not least, helps to remind me of my bills that are due!!! It’s seriously the best app ever and keeps me in the loop of how much I’m spending this month compared to last month and what I can do to stay in my monthly budget! I suggest this app to everyone!!!! (: THANKS PENNY!! (:
  • The best app

    By Ryleighs Mommy 2010
    I love talking with penny about my expenses. She makes it much more fun
  • Great app

    By Lil rbl
    It really helps me keep up with the money I spend!!
  • It would be great! .. if it worked

    By jsanchezm46
    I love the personality of penny and how they designed the app as well as the concept But every time I try to link my bank account it tells me my credentials are wrong. I even changed my password and user for this app but it still tells me it’s wrong. I tried it with 2 banks and neither one worked. Very disappointed in the app.