Pennies – Budget and Expenses

Pennies – Budget and Expenses

By Emile Bennett

  • Category: Finance
  • Release Date: 2014-10-09
  • Current Version: 5.5
  • Adult Rating: 4+
  • File Size: 82.07 MB
  • Developer: Emile Bennett
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 1,185 Ratings


Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: Follow Pennies on Twitter – Contact me –



  • Love This App

    By sarahwieder1
    I have been using this app for about a year now after trying MANY different saving apps. The thing I love about this one is the flexibility it offers because you can create your own categories and budgets for each one. Many of the other apps I tried automatically put your charges in categories and they would often be incorrect. This app requires more manual labor because you have to physically enter your purchases, but I actually think that’s a good thing because you consciously think about how much you are spending. Love the simplicity of the design too!
  • Love the app but...

    By mattvz94
    I love this app and all of its functionality. What would make it 5 stars is if there were more options for when budgets reset, like “the first Monday of each month” or “the third Thursday of each month”
  • Great idea but...

    By l.Ellison’s executed terribly. The app crashes at 50% of the time. If it doesn’t crash completely it freezes up for minutes before doing what you wanted.
  • Not worth

    By Forked Lightning
    There are too many steps in the expenditure record.
  • Awesome app

    By kconrad88
    Really great user interface and fun to use. I've used it when on a travel budget and it was very helpful to know when I was reaching my cap for the day. 5 stars!
  • 越来越卡

    By 有点6啊
    the app become more and more slow
  • Simple and effective

    By Alice0102
    I wish I’d known about this app a long time ago. Simple to use, easy to understand and effective. Has been incredible helpful! Thank you!
  • Almost a 5 star app...

    By Meggie0809
    All I need is the option to be able to put in future expenses (ideally recurring) but I’ll take future I put in monthly. Give me that option and I’ll upgrade to 5 stars. I must say, everything else is amazing. I emailed customer service and got a response within a day. The app is simple, and wonderful to use. I love it.
  • Fantastic app.

    By budget warrior
    Just what I needed to track all my incidental spending. I know what bills I have to pay every month but this app helps me monitor everything else. And it’s extremely easy to use.
  • This is a very useful tool

    By Lit fiend
    Initially I was trying to use pennies to track everything we/I spend. Sheesh. We’re a family of 6 and it was just loony. Stupid too- I know already what our mortgage is each month- why track that? Realized that’s really not the app’s purpose (which I believe the dev. says in the faqs). It excels at providing a place and a means to manage and track the variable expenses, the ones I can control. So if I reduce expenditure in one area I can choose to save it, stockpile it for another month, use it in a different area, etc. What’s great is that as I enter my expenses (in the areas I track) I am forced to think about how that fits with my master plan. Which I honestly need- in the moment I can convince myself to purchase something, eg, that frankly blows my budget and really isn’t needed. Great accountability. So now- I track the variables I can control and manipulate monthly and it is terrific. Easy. Fast to enter. Intuitive. Adaptable to me. Really like it. Brilliant.