Pennies – Budget and Expenses

Pennies – Budget and Expenses

By Emile Bennett

  • Category: Finance
  • Release Date: 2014-10-09
  • Current Version: 5.5
  • Adult Rating: 4+
  • File Size: 82.07 MB
  • Developer: Emile Bennett
  • Compatibility: Requires iOS 10.0 or later.
Score: 4.5
From 1,102 Ratings


Keep track of your spending and save money with Pennies, the award-winning budgeting app for iPhone, iPad and Watch. Winner of Apple's ‘Editors Choice’ award and thousands of 5 Star reviews worldwide, Pennies is THE budgeting app for everyday people. ••• Read the reviews and see what people are saying ••• "The easiest and simplest budgeting app ever" "Been using it everyday for a year now - and my bank account shows it!" "The perfect, simple budgeting app that actually helps me save" "Life Changing" "You need this app!" ••• MAIN FEATURES ••• > HELPS YOU KNOW HOW MUCH TO SPEND Pennies does all the hard work for you by telling you how much you have to spend today. If you spend less, no worries, Pennies will give you more money to spend tomorrow. > HELPS YOU SAVE MONEY Should you spend or should you save? Pennies shows your spending and finance health with bold colors, helping you slow down or speed up your spending to keep you on track. > MORE PERSONAL THAN ANY OTHER BUDGETING APP Pennies offers you weekly, monthly, bi-weekly, twice-monthly, custom and one-off budgets, that start on any day you want. No other budgeting app gives you this much flexibility to create budgets that work perfectly with your lifestyle. > INSTANTLY SYNC VIA ICLOUD Keep your budgets backed up and shared across all your iOS devices via iCloud. Pennies installs on your iPhone, Watch and iPad and seamlessly syncs your budgets for you. > AS MANY BUDGETS AS YOU NEED Have more than one budget that you want to keep on top of? No problem, there's no limit to how many budgets you can set up. > FLEXIBLE EXPENSES Sometimes we forget when we spend – that’s OK. Add and edit expenses to previous dates and budget periods, and Pennies will recalculate your budgets today so you are always up to date with your spending money. > MULTIPLE CURRENCIES Use any currency in the world for individual budgets. > TRANSFER BETWEEN BUDGETS Easily transfer money between budgets with a single click. > SUPER SIMPLE, SUPER QUICK Made a purchase? Sweet, just add it in. Pennies only cares about the numbers, no tags, charts or complex breakdowns here. Just the amount of money you have to spend is all you need to know. > 3D TOUCH SUPPORT Add budgets, transfers and expenses straight from your home screen using 3D Touch Quick Actions. Requires iPhone 6s / 6s+ > TODAY WIDGET SUPPORT Head to the Today view in Notification Center and add Pennies Today, you'll get a handy view of your daily budgets, and with a single tap you can view them in Pennies. > BUDGETS ON ALL YOUR DEVICES Pennies comes ready to install on your iPhone, iPad and your Apple Watch, so you can keep your budget with you wherever you go! Budgeting shouldn’t be hard work or boring. That’s why in Pennies you won’t find any charts, graphs or complicated diagrams. It's personal finance made easy, it’s your money made simple. Pennies is friendly, bold and unbelievably easy to use, giving you the freedom to manage your budgets and spending in any way that suits you. It's all about keeping things easy and flexible so you can get on with having fun, spending what you want, and saving money at the end of the month. So, start budgeting how you want, when you want, without any worry. Start using Pennies today! If you enjoy using Pennies please rate the app! If you have any feature requests I'd love to hear them. If you want to send me chocolates and roses, that's cool too. Check out Pennies in action: Follow Pennies on Twitter – Contact me –



  • Fantastic app.

    By budget warrior
    Just what I needed to track all my incidental spending. I know what bills I have to pay every month but this app helps me monitor everything else. And it’s extremely easy to use.
  • This is a very useful tool

    By Lit fiend
    Initially I was trying to use pennies to track everything we/I spend. Sheesh. We’re a family of 6 and it was just loony. Stupid too- I know already what our mortgage is each month- why track that? Realized that’s really not the app’s purpose (which I believe the dev. says in the faqs). It excels at providing a place and a means to manage and track the variable expenses, the ones I can control. So if I reduce expenditure in one area I can choose to save it, stockpile it for another month, use it in a different area, etc. What’s great is that as I enter my expenses (in the areas I track) I am forced to think about how that fits with my master plan. Which I honestly need- in the moment I can convince myself to purchase something, eg, that frankly blows my budget and really isn’t needed. Great accountability. So now- I track the variables I can control and manipulate monthly and it is terrific. Easy. Fast to enter. Intuitive. Adaptable to me. Really like it. Brilliant.
  • Almost there!!!

    By bxeoebxn
    Wish there was an option to get rid of daily amounts on the Apple Watch face. I am using this for a weekly budget so it annoys me that sometimes it says I’m negative for the day when I’m still on track.
  • Can't share with family members...

    By Mlabus
    Don't waste your money with this app if you want to share expense and budget data with anyone other than yourself.
  • Easiest Way to Budget

    By Clurichaun
    ... because of the unfortunate reality of life, we have spend money everyday for something. This app is super simple, customizable to your needs whether you need to tally your spending or subtract deductions like I guess people used to use that thing in check books for (obviously I never used it). As one is swiping away buying, paying etc, it's like out sight of mind but with your budget right in your face, dwindling away or adding up, it's a good reminder that most of us do not have unlimited funds and need to prioritize on what is most important regarding spending and keeping debt at a minimum. I totally appreciate the simplicity and that I can add as many budgets and accountability checks as I want. You can add a note regarding where money goes and set notifications to remind one to use the app. Eventually it just becomes becomes second nature. Much better than having to pay crazy money to another service app, plus having to create accounts to budget oneself. I have the iPhone 8 and iPad Pros and this app works great syncing across the cloud without any problems. When I was using the Beta version of IOS 11, this app stopped working and I was lost without it. There is no easier substitute; it is brilliant :)
  • Great

    By Claudia923
    Simple and easy to use budget tracker
  • Perfect app

    By cbirn557
    I use this for my weekly budget - I use a different app for my overall budget. I’d found I would overspend on little expenses through the week and I realized I needed a way to track that separately. So, within my overall budget is a monthly line item for weekly expenses, which I then have turned into a weekly budget to use with Pennies. Doing it this way helps me keep a really solid handle on my “small” daily expenses and, in fact, has helped me cut back on them. Great app!
  • Icon redesign requested

    By realfrancisyan
    The overall use experience is great. Very intuitive to use the app with simple layout. But the app icon is also very important to attract users eyes as it often situates on the home screen. It's great if a redesign for the icon is done.
  • Keeps crashing

    By Davis7067
    I usually love this app, but since yesterday it crashes every time I use it. Very frustrating!
  • Everything that I need with no unnecessary bells and whistles

    By jakelwest
    This app is just what I wanted. You set up a budget or two, and it tells you how much you’re able to spend each day. That’s it. No bank account linking, no credit score checks, no reminders about paying bills. Also it looks great! Highly recommend for manual entry budgeters