YNAB (You Need A Budget)

YNAB (You Need A Budget)

By You Need A Budget LLC

  • Category: Finance
  • Release Date: 2015-10-20
  • Current Version: 2.1
  • Adult Rating: 4+
  • File Size: 58.79 MB
  • Developer: You Need A Budget LLC
  • Compatibility: Requires iOS 10.0 or later.
Score: 4
From 1,349 Ratings


YNAB—Budget, Personal Finance, Expense Tracker YNAB will help you break the paycheck to paycheck cycle, get out of debt, and save more money. On average, new users save $600 in the first two months, and more than $6,000 in the first year. Try it free for 30 days. Key Features: Bank Synching—Easily connect all your accounts in one place. On the Go— Realtime access to all your data makes it simple to share finances with a partner. Debt Paydown—The tools and teaching you need to help you get out of debt for good. Goal Tracking—Set and track goals to reach them faster. Reporting—Detailed, visual spending and trend reports help you measure progress and improve. Personal Support—Our friendly support team is available around the clock via email, live chat in the app, and offer 100+ free, live workshops every week. Customer Testimonials: “YNAB is the first budgeting app I’ve ever used, stuck with, and that has made sense. Absolutely love it!” -- @brennandunn “I never, ever, ever thought I’d see this, and yet here it is: CREDIT CARD BEAST DEFEATED! Props to @YNAB which helped me get it done!” -- @taber “3 years ago I started with YNAB, the goal was paying off all my debt. With YNAB, I was able to double the goal! Bye, financial stress!” -- @HancinGaming “I just don’t know what I’d do without YNAB. I’ve never been so financially aware in my life.” -- @janejoneslives “I’ve been using YNAB for over 2 years, and in 23 days my fiance and I will be paying for our wedding without any loans because of YNAB. Thank you!” -- @Thai_Jonny You’ve Never Budgeted Like This Before YNAB is unlike any personal finance app, expense tracker, or money management system you’ve tried before—because it works. The powerful combination of award-winning apps and a proven method—YNAB’s Four Rules—has changed the lives of hundreds of thousands of people by teaching them to get control of their finances, stop stressing, and live the life they want to live. A Proven Method—YNAB’s Four Rules Rule One: Give Every Dollar A Job | Be intentional about what you want your money to do before you spend it. Rule Two: Embrace Your True Expenses | Break up larger, less frequent expenses into smaller, manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job. Rule Three: Roll With The Punches | When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they’re guilt-free, realistic, and sustainable. Rule Four: Age Your Money | As you repeat the first three rules, you’ll increase the time between earning a dollar and the moment you need to spend it. When your money is at least a month old, you’ll have finally broken the paycheck to paycheck cycle for good. Free for 30 Days, Then an Annual Subscription We don’t want your money unless you feel like YNAB is helping you gain control of yours. In fact, we offer a No-Risk, 100% Money-Back Guarantee. At any point, if you don’t feel like you have more control of your money with YNAB, we’ll give you a full refund. No questions asked. Subscription Details - YNAB is a one-year auto-renewable subscription, billed annually. - Payment will be charged to iTunes Account at confirmation of purchase. - Subscription automatically renews unless auto-renew is turned off at least 24-hours before the end of the current period. - Account will be charged for renewal within 24-hours prior to the end of the current period. - Subscriptions may be managed by the user and auto-renewal may be turned off by going to the user’s Account Settings after purchase. Terms of use: https://www.youneedabudget.com/terms-isolated/



  • Can’t live without YNAB

    By DotPdf
    YNAB’s Mobile app is amazing and now supports the iPhone X. Would be awesome to have more in depth reporting options, but everything else about this app is top notch. I have been able pinpoint categories where I overspend and adjust my behavior. Because I plan ahead I never see any surprise transactions get imported. The money is already there! Rock on YNAB team!
  • Looks great!!

    By veryOrange
    Looks great on iPhone X
  • Thank you!!

    By marktaylor22
    I love that you listen Love YNAB!! Rock on peeps
  • Yay iPhone X support!

    By jmejiaa
    App keeps getting better.
  • Best app in tandem with Evernote!

    By jazzyjeffbobo
    Thanks for the update for iPhone X support! My favorite app along with Evernote. Buy the new YNAB book and support this life-changing product and company. Love you all!
  • Fantastic app for budgeting!

    By TheOwlClub
    Thanks for the iPhone X update. It looks great!
  • Wonderful!!

    By ERBJR57
    I began using YNAB when it first came out on my PC. While I was working it was my go to for keeping up with my money. After I retired and now have less money to manage I stopped using it. Have found it necessary to keep track no matter the amount you have...and lo and behold now there’s an app I can use on my iPad. It works great. I love not having to download files etc. Anyway, kudos to the whole concept and the app works wonderfully!!
  • Love this app

    By OneMusashi
    Basically has become my daily operating manual. Love the iPhone X updates!
  • New app tries to do too much

    By kgrierson
    I loved the old app because it was designed to do one thing—let you enter your expenses as you incurred them. You can still do that, but in an attempt to basically make the app a standalone version of the web site, they have added so many bells and whistles that the interface is now much more of a kludge. Still a great way to stay on budget but I will miss the old, cleaner interface.
  • The app now rocks!

    By triviarocks
    I’ve been using YNAB for a while, but without a really good app, it was dragging me down. Now the app does everything the desktop version does, and in some cases, does it more efficiently. I love YNAB, their service is second to none, and the app now rounds out everything. You might find a bit of a learning curve with their method, but this is such an efficient and useful service.